Privacy Policy — MMHKK INC

MMHKK INC ("Company," "we," "us," or "our") operates from 1706 Ave M Ste 2, Brooklyn, NY 11230. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you visit our website at mmhkk.com or contact us regarding our financial services. By using our website or submitting an inquiry, you agree to the practices described in this policy.

1. Information We Collect

We collect personal information that you voluntarily provide to us, including:

Name, email address, and business contact information
Business name, type, and operational details
Funding needs and financial information you choose to share
Mobile phone number (if provided for SMS communications)
Any other information you include in your inquiry or application

We also collect certain technical information automatically, including your IP address, browser type, pages visited, and other standard web analytics data.

2. How We Use Your Information

We use the information we collect to:

Respond to your funding inquiries and process applications
Communicate with you about our financial products and services
Send SMS/MMS messages if you have provided express written consent
Improve our website and services
Comply with applicable laws and regulations
Prevent fraud and protect our legal interests

3. SMS & Text Message Communications

If you provide your mobile phone number and expressly consent to SMS communications, MMHKK INC may send you text messages regarding our financial products and services. The following terms apply to all SMS communications from MMHKK INC:

Consent

We will only send SMS/MMS messages if you have provided express written consent by checking the designated SMS consent checkbox on our contact form. Consent to receive text messages is voluntary and is NOT a condition of purchase or receiving our financial services.

Message Frequency and Content

Message frequency varies. You may receive up to 4 messages per month regarding our financial products, services, offers, and updates. Messages are sent using an automated telephone dialing system (ATDS).

Message and Data Rates

Message and data rates may apply depending on your mobile carrier and service plan. MMHKK INC is not responsible for any charges your carrier may impose for SMS communications.

Opt-Out Instructions

You may opt out of receiving SMS messages from MMHKK INC at any time by replying STOP to any text message you receive from us. After opting out, you will receive one final confirmation message and will not receive further SMS communications unless you re-consent.

Help

For assistance with SMS communications, reply HELP to any text message from MMHKK INC, or contact us directly at nissim@mmhkk.com.

Consent is NOT a condition of purchase. You may receive our financial services regardless of whether you consent to SMS communications.

4. Information Sharing and Disclosure

No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

We may share your information only in the following limited circumstances:

Service Providers: Trusted vendors who assist us in operating our website and conducting business, under strict confidentiality obligations
Legal Requirements: When required by law, court order, or governmental authority
Business Transfers: In connection with a merger, acquisition, or sale of all or substantially all of our assets, with appropriate notice to you
Protection of Rights: To protect the rights, property, or safety of MMHKK INC, our clients, or others

We do not sell, rent, lease, or otherwise transfer your personal information to third parties for their own marketing or promotional purposes.

5. Data Security

We implement commercially reasonable administrative, technical, and physical security measures to protect your personal information from unauthorized access, use, or disclosure. However, no method of transmission over the internet or electronic storage is 100% secure. We encourage you to use caution when sharing personal information online.

6. Your Rights and Choices

Depending on your location, you may have certain rights regarding your personal information, including:

The right to access the personal information we hold about you
The right to correct inaccurate information
The right to request deletion of your information (subject to legal obligations)
The right to opt out of SMS communications by replying STOP
The right to opt out of certain data processing by contacting us directly

To exercise any of these rights, contact us at nissim@mmhkk.com.

7. Cookies and Tracking Technologies

Our website may use cookies and similar tracking technologies to enhance your experience and collect standard analytics information. You may disable cookies through your browser settings; however, some website features may not function properly without them.

8. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those websites and encourage you to review their privacy policies before providing any personal information.

9. Children's Privacy

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe we have inadvertently collected information from a minor, please contact us immediately.

10. Changes to This Policy

We may update this Privacy Policy from time to time. When we make material changes, we will update the "Last Updated" date at the top of this page. Your continued use of our website after any changes indicates your acceptance of the updated policy.

11. Contact Us

If you have questions about this Privacy Policy or our privacy practices, please contact us:

MMHKK INC
1706 Ave M Ste 2
Brooklyn, NY 11230
Email: nissim@mmhkk.com